If you’re researching Trinity Falls home prices in McKinney, TX, this report gives you the real numbers. We’ve compiled 100 recently closed sales from Trinity Falls pulled directly from NTREIS MLS data — actual close prices, not list prices or Zestimates.

Trinity Falls is McKinney’s largest master-planned community, spanning over 2,000 acres along the Trinity River corridor in the northwest quadrant of the city. It’s a multi-phase development with a wide range of product types — from townhome-style 40’ and 50’ lot homes to larger 60’ and 70’ lot estate plans — built by multiple production builders over the past decade. All homes are zoned to McKinney ISD.

The wide price range in this dataset — from $346,000 to $960,000 — reflects that diversity. Whether you’re a first-time buyer targeting the entry tier or a move-up buyer looking at the Autumn Lake luxury section, this data will help you understand where the market actually is today.

Complete Trinity Falls Sold Data — All 100 Closings

Sorted by close price. Includes address, close price, square footage, price per square foot, beds/baths, year built, and close date.

Source: NTREIS / North Texas MLS. Data deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information.

Trinity Falls Price Tiers: What Each Budget Gets You

Trinity Falls is one of the most affordable true master-planned communities in Collin County — but “affordable” is relative. Here’s what each price band actually buys.

Schools & HOA in Trinity Falls

All Trinity Falls homes are zoned to McKinney ISD. The most common feeder pattern in this dataset:

• Elementary: Ruth and Harold Frazier Elementary (most phases)
• Middle School: Johnson Middle School
• High School: McKinney North High School

Some addresses may feed to different elementaries depending on phase. Always verify with McKinney ISD before purchase.

Trinity Falls HOA dues are approximately $1,500 per year (some listings show $125/month). The community includes multiple amenity centers, resort-style pools, fitness facilities, dog parks, hiking and biking trails along the Trinity River, playgrounds, and an on-site elementary school within walking distance for many residents.

Financing a Trinity Falls Home: What Buyers Should Know

With a median close price of $549,595, most Trinity Falls buyers fall into conventional conforming financing territory — well below the 2026 Collin County conforming loan limit of $806,500. That’s a meaningful advantage compared to higher-priced Prosper and Frisco communities where jumbo financing is required.

Conforming Loans: The Majority of Trinity Falls Transactions

At the $350K–$700K price band where 91 of 100 sales occurred, buyers can typically access conventional financing with as little as 5% down. Strong credit scores (720+) open up the best rate tiers. FHA financing is also available through the $585K range with 3.5% down for qualified buyers.

VA Loans

Veterans can purchase anywhere in Trinity Falls with their VA loan benefit — no down payment, no PMI, no loan limit with full entitlement. At McKinney price points, this is a significant financial advantage. If you’ve served, let’s run the numbers on what VA financing looks like for your target price range.

Example Payment Estimates

*P&I estimates only at a sample rate for illustration. Does not include taxes, insurance, HOA, or PMI. Contact me for a personalized payment analysis.

Frequently Asked Questions — Trinity Falls McKinney TX

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Data sourced from NTREIS / North Texas MLS. Information deemed reliable but not guaranteed. Buyers and buyer’s agents should independently verify all property information including square footage, schools, HOA amounts, and taxes. Payment estimates are for illustrative purposes only and are not a commitment to lend. Rates and terms subject to change without notice.

Homewood Mortgage, LLC | NMLS #294974 | Wayne Wallace NMLS #745186 | Licensed in Texas | This is not a commitment to lend.