Helping North Texas Families Finance Their Dreams
Homewood Mortgage, LLC – Wayne Wallace, SVP Mortgage Solutions (NMLS #745186)
FHA • VA • Conventional • USDA • Non-QM & Investor • Construction • Lot/Land • HELOC • Reverse • Hard Money
Your North Texas Mortgage Guide
Since 1999, I’ve helped families, first-time buyers, investors, and self-employed borrowers finance homes across North Dallas, Collin County, Grayson County, and surrounding areas. As a mortgage broker with access to multiple lenders, my job is simple: understand your goals, explain your options clearly, and structure a smart mortgage that fits your life — not just the numbers.
Whether you’re buying, building, refinancing, or investing, you’ll get honest advice, clear communication, and a plan you can feel good about.
How the Process Works
1. Quick Discovery Call or Application
We start with a short call or online application to understand your goals, budget, and timeline. No pressure, no sales script — just straight answers.
2. Customized Loan Options
I’ll review your credit, income, assets, and property details, then present options (FHA, VA, Conventional, USDA, Non-QM, etc.) with clear pros and cons.
3. Pre-Approval & Strategy
We lock in a pre-approval and structure your offer strategy with your agent or builder so you can shop with confidence.
4. Smooth Closing & Long-Term Support
My team and I manage the details, communicate along the way, and stay available after closing for future questions, refinances, and investment plans.
Loan Programs
Every homeowner’s situation is different. That’s why I offer a full lineup of programs to match different stages of life, property types, and financial goals.
Why Clients Choose Wayne Wallace
Local, Accessible, Direct
You’re not calling a call center. You’re working directly with a local mortgage professional who knows North Texas markets and guidelines.
Broker Access to Multiple Lenders
Instead of one bank’s box, I can shop multiple investors and lenders to look for strong combinations of terms, programs, and pricing.
Experience Since 1999
From first-time buyers to complex self-employed and investor scenarios, I’ve worked through almost every kind of file, market, and cycle.
Straight Talk, No Surprises
You’ll know what to expect, what’s needed, and what the numbers look like — before you’re under contract and up against deadlines.
For Real Estate Agents & Builders
I partner with agents and builders who want a dependable lending relationship — someone who answers the phone, tells the truth, and helps keep deals together. Need help with pre-approval strategy, TBD underwrites, or scenario reviews? Let’s connect.
What Clients Say
Read more or leave a review on Google
“Wayne explained every option clearly and kept us updated from pre-approval through closing. It felt like having a coach, not just a lender.”
“Wayne was awesome to work with from start to finish. He made everything easy to understand and helped the whole process go smoothly. Definitely recommend.”
“Wayne was one of the best people we have worked with in the mortgage business. Super helpful, easy to communicate with, and made everything way less stressful.”
Latest Mortgage Insights
Educational articles to help you understand credit, affordability, loan programs, and strategies for buying or refinancing in Texas.
-
Grayson County Real Estate Market Update: More Choices, More Time, and a Very Fun Weekend
Where Grayson County home prices and inventory stand in October 2026, a new Sherman listing, FHA loan basics, and Halloween weekend plans around Sherman, Denison and Van Alstyne.
-
Dallas County Housing Market Update: What Buyers and Sellers Should Know in October 2026
What Dallas County’s September 2026 housing numbers mean for buyers and sellers, plus first-time buyer loan options and a Preston Hollow listing worth a look.
-
Fannin County Real Estate Market, October 2026: Fair Week, a Lake-Country Listing, and What to Know
A plain-English look at the Fannin County real estate market in October 2026, a 5-acre Bonham listing, USDA loans for rural buyers, and fair week fun.
Mortgage Tools
Use these free mortgage tools to estimate payments, affordability, and more. When you’re ready, I’ll help you get fully pre-approved.
Ready to Talk Through Your Scenario?
Whether you’re months away from buying or already under contract, a quick strategy conversation can save you time, stress, and money. We’ll review your goals, numbers, and options so you can move forward confidently.
Wayne Wallace – SVP, Mortgage Solutions | NMLS #745186
Homewood Mortgage, LLC – NMLS #294974 | 18170 Dallas Pkwy, Ste 304, Dallas, Texas 75287 | Phone: 945-300-4644 | wayne@wayne-wallace.com
Equal Housing Lender. All loans are subject to credit, underwriting approval, and property guidelines. Programs, rates, terms, and conditions are subject to change without notice.