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The Down Payment Assistance Guide for Realtors
A practical reference to Texas & North Texas down payment assistance programs — so you can open doors for more buyers, faster. Written by a North Texas mortgage professional with 27 years of experience.
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What’s Inside
✓ Statewide programs: TSAHC, TDHCA & SETH compared
✓ Mortgage Credit Certificate (MCC), explained simply
✓ North Texas city & county assistance programs
✓ Common eligibility requirements at a glance
✓ What actually counts as a “first-time” buyer
✓ A checklist for working DPA into buyer conversations
Who This Guide Is For
Built for agents who want to open more doors for buyers who assume they can’t afford a down payment — and for anyone who wants a quick, credible reference before or during a buyer consultation.
- Agents working with first-time buyers on a tight budget
- Agents who want to stand out in listing presentations and buyer consults
- Teams who want a shared reference for DPA conversations
Written by Wayne Wallace
SVP, Mortgage Solutions — Homewood Mortgage, LLC
NMLS #745186 · Homewood Mortgage, LLC NMLS #294974 · 27 years in North Texas mortgage lending
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