Free Download · For Veterans & Military Families
The Complete VA Home Loan Guide
A plain-English, 16-chapter guide to using your VA home loan benefit — eligibility, entitlement, the funding fee, and every step of the buying process. Written by a North Texas mortgage professional with 27 years of experience.
Get Instant Access
Enter your info below and get the guide.
No spam. Unsubscribe anytime.
What’s Inside
✓ Who qualifies — active duty, Veterans, Guard, Reserve & surviving spouses
✓ How the Certificate of Eligibility (COE) works
✓ Full entitlement vs. reduced entitlement, explained simply
✓ 2026 VA funding fee rates — and who’s exempt
✓ The 5 biggest VA loan myths, debunked
✓ A step-by-step walkthrough of the buying process
✓ IRRRL & VA cash-out refinance options
Who This Guide Is For
Built for eligible Veterans and military families who want a clear, no-pressure explanation of their VA benefit before they start shopping for a home — and for anyone who’s heard the myths and wants the facts.
- Veterans and active duty service members buying their first home
- Military families PCS’ing to Texas
- Anyone who’s used a VA loan before and wants to know if they can use it again
- Homeowners considering an IRRRL or VA cash-out refinance
Written by Wayne Wallace
SVP, Mortgage Solutions — Homewood Mortgage, LLC
NMLS #745186 · Homewood Mortgage, LLC NMLS #294974 · 27 years in North Texas mortgage lending
Ready to Use Your VA Benefit?
Whether you’re buying your first home, PCS’ing to Texas, or refinancing with an IRRRL, I’m here to help you understand your options — no cost, no obligation.