FREE DOWNLOAD · 113 PAGES
The Ultimate Texas Homebuyer’s Guide
Everything you need to know before buying a home in Texas — mortgage approval, credit, down payments, DPA programs, the closing process, and more. Written by a North Texas mortgage professional with 27 years of experience.
No spam. No obligation. Just the guide.
What’s Inside
✔ How mortgage approval really works
✔ Understanding & building your credit
✔ How much home you can comfortably afford
✔ Down payment options — including 3% and 3.5% programs
✔ Texas Down Payment Assistance programs
✔ Choosing the right mortgage program (FHA, VA, USDA, Conventional)
✔ Shopping, offers, inspections & appraisals
✔ Closing costs, closing day & what happens after
✔ Avoiding the most common buyer mistakes
✔ A full mortgage glossary & FAQ
Who This Guide Is For
Whether you’re purchasing your first home, upgrading, investing, or relocating to Texas, this guide walks you through every step of the process in plain English — no jargon, no pressure.
- First-time homebuyers who want to understand the process before they start
- Buyers who are already shopping and want a reference for what’s next
- Buyers under contract who want to know what happens between now and closing
Written by Wayne Wallace
Senior Vice President, Mortgage Solutions — Homewood Mortgage, LLC
NMLS #745186 · Homewood Mortgage, LLC NMLS #294974 · 27 years in North Texas mortgage lending
Ready for the Next Step?
No pressure, no obligation — just honest answers about your options.
Homewood Mortgage, LLC — NMLS #294974. Wayne Wallace — NMLS #745186. Equal Housing Lender. This is not a commitment to lend. Information is for educational purposes only and does not constitute legal, tax, or financial advice. Programs and terms are subject to change.