Local expertise. Competitive rates. Closings you can count on.
The Frisco, TX Real Estate Market
Frisco ranks among the fastest-growing cities in Texas and consistently draws buyers from across the DFW metroplex and beyond. Median home prices in Frisco currently sit in the $640,000–$675,000 range, with many neighborhoods well above that threshold in master-planned communities like Starwood, The Hills of Kingswood, and Lexington Country. Inventory has expanded significantly over the past year, giving today’s buyers more options and meaningful negotiating room compared to the frenzied market of 2021–2022.
New construction remains active across Frisco, with builders like Perry Homes, Shaddock, and Toll Brothers continuing to deliver product in the northern corridors near the Sam Rayburn Tollway. That means buyers often need a lender who can work seamlessly with builder timelines and understand the nuances of new-construction financing — including rate locks, phased draws, and builder incentive structures.
Frisco is served by the Frisco ISD, consistently ranked among the top school districts in Texas, which drives sustained demand from families and keeps long-term property values resilient even during market corrections.
Loan Programs Best Suited for Frisco Home Buyers
Conventional Loans
Most Frisco purchases fall into conventional loan territory, given the area’s price points. With median values above $640K, many buyers are looking at conforming loan limits or moving into jumbo financing. I work with multiple investors to find the right conventional or jumbo program for your down payment strategy and credit profile.
Jumbo Loans
With a significant share of Frisco homes priced above the conforming loan limit ($806,500 for 2025), jumbo financing is a common need. I have access to competitive jumbo products with flexible underwriting, lower down payment options, and no mortgage insurance requirements in many cases.
FHA Loans
First-time buyers and those with more limited down payment savings can still access Frisco’s market through FHA financing. FHA loans allow as little as 3.5% down and carry flexible qualification guidelines — a strong fit for buyers entering the workforce or recovering from past credit challenges.
VA Loans
Active-duty service members and veterans living in or relocating to Frisco have access to the VA loan benefit — which means zero down payment, no private mortgage insurance, and competitive rates. I am experienced in VA financing and can help you maximize this earned benefit when purchasing or refinancing in Frisco.
New Construction Financing
Building new in Frisco? Builder-preferred lenders often charge higher rates in exchange for incentives. I can help you compare your builder’s offer against outside financing so you know exactly where you stand before you sign anything.
Why Work with a Local Mortgage Broker in Frisco?
Big banks and national online lenders can’t tell you which Frisco neighborhoods are appreciating fastest, which builders have rate buydown programs right now, or why a property near SH-121 might appraise differently than one in Stonebriar. A local broker can.
As a North Texas-based mortgage broker with access to multiple wholesale investors, I’m not limited to one bank’s rate sheet. I shop your loan across lenders to find the best combination of rate, fees, and terms for your situation — and I stay personally involved from application to closing. No hand-offs to a processor in another state. No unanswered calls at 5:01 PM.
My clients in Frisco close on time. That matters in a competitive market where sellers are choosing between multiple offers.
Ready to Buy or Refi in Frisco?
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Homewood Mortgage, LLC | NMLS #294974 | Wayne Wallace NMLS #745186 | Licensed in Texas | This is not a commitment to lend.