Celina TX New Construction • Legacy Hills Market Report
Legacy Hills Celina TX: What New Homes Actually Sold For in the Last 6 Months
35 closed sales • $223,289 – $518,000 • FHA, VA & Conventional • Data from Celina MLS • Updated June 2026
If you’ve been looking for an affordable new construction home in Celina, Texas — with a real school district and real community amenities — Legacy Hills is one of the most compelling options in all of North Texas right now. This report covers every home that closed in Legacy Hills over the past six months, pulled directly from NTREIS MLS records.
I’m Wayne Wallace, SVP of Mortgage Solutions at Homewood Mortgage, a Celina local and 27-year mortgage veteran. I put this data together because Legacy Hills is genuinely different from other Celina communities — it’s a first-time buyer and move-up market, not a luxury market, and it’s one of the few places in Collin County where you can still buy a brand-new home with FHA or VA financing at a price that actually makes sense.
The numbers tell that story clearly. Let’s get into it.
Legacy Hills Celina TX — 6-Month Sold Summary (Dec 2025 – June 2026)
| Metric | Value |
|---|---|
| Total Closings | 35 homes |
| Lowest Sale Price | $223,289 |
| Highest Sale Price | $518,000 |
| Average Sale Price | $365,786 |
| Median Sale Price | $337,824 |
| Total Sales Volume | $12,802,502 |
| Homes Under $350,000 | 20 (57% of closings) |
| Active Builders | Lennar, Mattamy Homes, UnionMain Homes |
| School District | Celina ISD (Marcy Lykins Elem / Jerry & Linda Moore Middle / Celina High) |
| HOA Dues | $900/year (most homes) or $1,254/year (some Lennar sections) |
| Financing Breakdown | Conventional (14), FHA (12), Cash (6), VA (3) |
The headline: Legacy Hills is one of the most affordable new construction communities in all of Collin County. With a median close price of $337,824 and more than half of all homes closing under $350,000, this is where first-time buyers, Veterans, and move-up families from Allen, McKinney, and Frisco are landing when they want a brand-new home in Celina ISD without a $700K price tag.
For comparison, the median sale price in nearby Light Farms was $735,000 and in Mustang Lakes was $1,027,000 over the same period. Legacy Hills serves an entirely different buyer — and does it extremely well.
Price Tier Breakdown: Legacy Hills by Price Range
| Price Range | # of Sales | % of Market | Typical Home Profile |
|---|---|---|---|
| Under $350,000 | 20 | 57% | 3–4 bed, 1,402–2,083 sqft, single-story Lennar plans, 50×110 lots |
| $350,000 – $449,999 | 9 | 26% | 3–4 bed, 1,924–2,920 sqft, Mattamy and Lennar, some 2-story plans |
| $450,000 – $518,000 | 6 | 17% | 4–5 bed, 2,787–3,470 sqft, Mattamy larger plans, 3-car garage options |
Complete List of Legacy Hills Homes Sold — December 2025 through June 2026
Every sale below is a brand-new construction home in Celina ISD, Collin County TX. Source: NTREIS MLS. Information deemed reliable but not guaranteed.
| Address | Bed/Bath | SqFt | Builder | Close Price | Financing |
|---|---|---|---|---|---|
| 3816 Ontario Way | 3/2 | 1,402 | Lennar | $223,289 | FHA |
| 2416 Conroe Road | 3/2 | 1,973 | Lennar | $284,999 | Cash |
| 2601 Lost Creek Lane | 4/2 | 2,083 | Lennar | $305,000 | Cash |
| 2409 Lost Creek Way | 3/2 | 1,822 | Lennar | $308,999 | Conventional |
| 2516 Lost Creek Way | 4/2 | 1,924 | Lennar | $310,000 | Cash |
| 2409 Greenbelt Road | 4/2 | 1,924 | Lennar | $314,999 | FHA |
| 3124 Arthurdale Street | 3/2 | 1,782 | Mattamy | $315,000 | Conventional |
| 2405 Greenbelt Road | 3/2 | 1,822 | Lennar | $316,999 | FHA |
| 2600 Clyde Road | 4/2 | 2,083 | Lennar | $318,624 | Cash |
| 2509 Greenbelt Road | 4/2 | 1,924 | Lennar | $323,999 | Conventional |
| 2508 Lost Creek Way | 4/2 | 2,083 | Lennar | $324,399 | FHA |
| 2617 Lost Creek Lane | 4/2 | 2,083 | Lennar | $327,624 | FHA |
| 3100 Arthurdale Street | 3/2 | 1,782 | Mattamy | $327,990 | Conventional |
| 2417 Lost Creek Lane | 4/2 | 2,083 | Lennar | $329,399 | FHA |
| 2517 Greenbelt Road | 4/2 | 2,083 | Lennar | $331,349 | FHA |
| 2605 Lost Creek Way | 4/2 | 2,083 | Lennar | $333,399 | FHA |
| 1413 Buchanan Way | 4/2 | 1,924 | Lennar | $336,999 | VA |
| 2513 Lost Creek Way | 3/2 | 1,973 | Lennar | $337,824 | Conventional |
| 2020 Beeflower Street | 3/2 | 2,032 | Mattamy | $345,000 | Conventional |
| 2401 Greenbelt Road | 4/2 | 2,083 | Lennar | $349,000 | Conventional |
| 1501 Buchanan Way | 4/3 | 2,229 | Lennar | $355,999 | VA |
| 3113 Buckeye Street | 3/3 | 2,490 | Mattamy | $359,000 | Conventional |
| 3129 Buckeye Street | 4/3 | 2,903 | Mattamy | $369,990 | Conventional |
| 2201 Tyler Road | 4/3 | 2,177 | Lennar | $384,999 | Conventional |
| 3109 Buckeye Street | 4/3 | 2,920 | Mattamy | $395,000 | Conventional |
| 2209 Tyler Road | 4/3 | 2,371 | Lennar | $399,999 | FHA |
| 3109 Arthurdale Street | 4/3 | 2,881 | Mattamy | $400,000 | FHA |
| 3120 Arthurdale Street | 5/4 | 2,920 | Mattamy | $425,000 | Conventional |
| 3104 Rock Rose Drive | 4/4 | 3,105 | Mattamy | $439,000 | Conventional |
| 3113 Arthurdale Street | 4/3 | 3,038 | Mattamy | $459,000 | Conventional |
| 3112 Rock Rose Drive | 4/4 | 2,787 | Mattamy | $460,000 | Cash |
| 3125 Arthurdale Street | 4/4 | 3,210 | Mattamy | $473,300 | FHA |
| 2417 Royal Birkdale Street | 5/4 | 2,979 | UnionMain | $482,000 | Cash |
| 1837 Bryson Street | 4/3 | 3,181 | Lennar | $516,324 | FHA |
| 3129 Arthurdale Street | 5/5 | 3,470 | Mattamy | $518,000 | VA |
Source: NTREIS MLS data compiled June 2026. Information deemed reliable but not guaranteed. All sales in Celina, TX 75009, Collin County. School district: Celina ISD.
The Financing Story: FHA, VA, and Conventional All Work Here
Legacy Hills is one of the rare new construction communities where the financing mix tells a powerful story about who is actually buying. Of the 35 closings in this dataset:
| Loan Type | # of Sales | % of Market | What This Means |
|---|---|---|---|
| Conventional | 14 | 40% | Move-up buyers and stronger credit first-timers using 5–20% down |
| FHA | 12 | 34% | First-time buyers using 3.5% down — most with Lennar’s builder financing incentives |
| Cash | 6 | 17% | Investors or equity-rich buyers from higher-priced markets |
| VA | 3 | 9% | Veterans purchasing with $0 down — closing at $336,999, $355,999, and $518,000 |
A Note on Builder Financing vs. Outside Lender
Many of the FHA closings in this dataset went through Lennar Mortgage — the builder’s captive lender. Lennar was actively offering below-market rates (we saw 3.75% fixed FHA and even 2.99% introductory buydown rates in listing remarks) tied to their in-house financing. These are real incentives — but they come with conditions, and Lennar Mortgage’s pricing on the underlying home is sometimes padded to offset the rate subsidy.
Before signing a builder contract, it pays to get a second opinion from an independent mortgage broker. I can often beat a builder’s rate outright, and even when I can’t match a promotional rate, I can help you understand the true all-in cost of the deal — so you know whether the “free rate buydown” is actually being absorbed in the purchase price.
Buying in Legacy Hills? Get a second opinion on your financing.
Builder financing is convenient — but it’s rarely the best deal available. Call me at 945-300-4644 before you sign. Even if you end up using Lennar Mortgage, you’ll know exactly what you’re agreeing to.
The VA Loan Opportunity in Legacy Hills
Three of the 35 closings in this dataset used VA financing — including the top sale at $518,000 (3129 Arthurdale Street, a Mattamy 5-bed/5-bath, 3,470 sqft home). That’s a significant reminder: Legacy Hills is fully VA-eligible, and Veterans can buy here with zero down payment.
With new construction homes priced from the low $200s through the low $500s, Legacy Hills is one of the most accessible new-build communities in North Texas for Veterans and active-duty service members. Many of Lennar’s floorplans here are priced well under the VA funding fee exemption thresholds, making the math even better for eligible buyers.
I specialize in VA loans in Collin County and understand how to navigate builder contracts alongside VA financing — which can require some extra steps that builder sales reps aren’t always experienced with. Call me before you walk into a sales office.
The Two Builders: Lennar vs. Mattamy in Legacy Hills
Legacy Hills has two primary active builders in this dataset, and they serve different buyer profiles within the same community:
Lennar accounts for approximately 21 of the 35 closings. Lennar’s Legacy Hills homes are heavily concentrated in the $220,000–$400,000 range, using their standard single-story floor plans (Joplin, Nash, Walsh, Springsteen, Elton, Garnet, Rosso, Moonstone) on 50×110 lots. These are energy-efficient, single-level homes — 1,402 to 2,229 sq ft — that work well for FHA and first-time buyers. HOA is $1,254/year ($104.50/month) for most Lennar sections. Lennar also actively marketed rate buydown offers (as low as 2.99% introductory in some remarks), which drove a lot of FHA volume.
Mattamy Homes (Arbors at Legacy Hills) accounts for approximately 13 closings, priced from $315,000 to $518,000. Mattamy’s plans are larger and more diverse — including 2-story homes from 1,782 to 3,470 sq ft (Brazos, Caddo, Medina, Mirabel, Isabela, Catania, Milan, Julieta, Tiana floor plans) — and feature brick/rock/stone construction, rear-facing garages in many cases, and fuller amenity packages. Their HOA is $900/year ($75/month) through Essex Association Management, which includes access to a clubhouse, community pool, fitness center, pickleball court, playground, tennis courts, greenbelt, and a 3-mile trail. Mattamy’s larger plans at $400K+ are bringing in conventional and even FHA buyers who want more space.
About Legacy Hills: What Makes It Different
Legacy Hills in Celina, TX is one of the largest master-planned communities in North Texas, spanning approximately 3,200 acres along the Dallas North Tollway corridor near FM 428 and O’Brien Drive. It’s served entirely by Celina ISD — an important distinction from many other Celina communities, which feed into Prosper ISD. Celina ISD is a well-regarded, growing district with Marcy Lykins Elementary, Jerry & Linda Moore Middle School, and Celina High School serving Legacy Hills residents.
The community amenity plan is substantial for its price point: seven planned amenity centers, a 27-acre sports park, playscape areas, a 3-mile walking and biking trail system, and future plans for two additional elementary schools within the community itself. For buyers comparing Legacy Hills to competing new construction communities in Frisco, Little Elm, or Anna — the combination of Celina ISD, proximity to the Tollway, and sub-$400K new construction pricing is genuinely hard to match anywhere in Collin County.
Frequently Asked Questions: Legacy Hills Celina TX
What is the average home price in Legacy Hills Celina TX?
Based on 35 closings between December 2025 and June 2026, the average sale price in Legacy Hills Celina TX is $365,786 and the median is $337,824. Prices range from $223,289 for the smallest Lennar entry-level plans to $518,000 for the largest Mattamy homes.
What school district is Legacy Hills in?
Legacy Hills is served by Celina ISD — specifically Marcy Lykins Elementary, Jerry & Linda Moore Middle School, and Celina High School. Note this is Celina ISD, not Prosper ISD, which serves nearby Light Farms and Mustang Lakes. Both are well-regarded districts; Celina ISD is growing rapidly alongside the community.
Can I use an FHA loan to buy in Legacy Hills?
Yes — Legacy Hills is one of the best communities in North Texas for FHA buyers. 12 of the 35 recent closings used FHA financing, including homes as low as $223,289. With just 3.5% down, a buyer could purchase a brand-new Lennar home in Legacy Hills for as little as $7,800 to $12,000 out of pocket (before closing costs). Wayne Wallace at Homewood Mortgage specializes in FHA loans and can pre-approve you quickly — call 945-300-4644.
Can Veterans use a VA loan to buy in Legacy Hills?
Yes. Three of the 35 closings in the last six months used VA financing, including a $518,000 Mattamy home. VA loans offer $0 down payment for eligible Veterans and active-duty service members. Wayne Wallace specializes in VA loans in North Texas and can help Veterans navigate new construction contracts alongside VA financing.
What are HOA fees in Legacy Hills?
HOA fees in Legacy Hills Celina TX vary by section and builder. Most Lennar homes carry an HOA of $1,254/year (~$104.50/month). Mattamy Homes (Arbors at Legacy Hills) sections have an HOA of $900/year ($75/month), managed by Essex Association Management. HOA includes full use of community amenities including the clubhouse, pools, fitness center, trails, and sports parks.
Should I use Lennar Mortgage or an outside lender in Legacy Hills?
Lennar Mortgage offers promotional rates tied to their builder incentives, which can be attractive — but these incentives sometimes come with conditions or are offset in the home price. An independent mortgage broker like Wayne Wallace at Homewood Mortgage can compare Lennar’s offer against the open market and help you evaluate the true all-in cost. Builders are legally required to allow you to use an outside lender; they cannot force you to use Lennar Mortgage.
How does Legacy Hills compare to Light Farms and Mustang Lakes?
Legacy Hills, Light Farms, and Mustang Lakes are three distinct price tiers within Celina TX. Legacy Hills median: $337,824 (Celina ISD). Light Farms median: $735,000 (Prosper ISD). Mustang Lakes median: $1,027,000 (Prosper ISD). Legacy Hills is the clear choice for buyers who want new construction in Celina without the luxury price tag — particularly FHA and VA buyers.
Ready to Buy in Legacy Hills? Let’s Get You Pre-Approved.
I’m Wayne Wallace — SVP of Mortgage Solutions at Homewood Mortgage, a Celina local, and a mortgage specialist with 27 years of experience in North Texas. Legacy Hills is right in my backyard, and I work with first-time buyers, Veterans, and move-up families in this community regularly.
Whether you’re looking at a Lennar entry-level plan under $300K or a Mattamy 5-bedroom near $500K, I can help you understand your financing options — including how to compare builder incentives against outside lender pricing, how to use your VA benefit in a builder contract, and how to structure your FHA down payment to minimize cash out of pocket.
Homewood Mortgage, LLC • NMLS #294974 • Wayne Wallace NMLS #745186 • Licensed in Texas • 18170 Dallas Pkwy, Ste 304, Dallas, TX 75287 • 945-300-4644 • wayne-wallace.com
This is not a commitment to lend. Loan approval is subject to credit approval and program guidelines. MLS data sourced from NTREIS, deemed reliable but not guaranteed. Copyright 2026 NTREIS. Builder rate incentives and pricing subject to change; verify all information with builder directly.